November 2019
Holiday Gifting with a Tax Twist
Submitted by Desmond Wealth Management, Inc. on November 26th, 2019A Tale of Two Decades: Lessons for Long-Term Investors
Submitted by Desmond Wealth Management, Inc. on November 15th, 2019The first decade of the 21st century, and the second one that's drawing to a close, have reinforced for investors some timeless market lessons: Returns can vary sharply from one period to another. Holding a broadly diversified portfolio can help smooth out the swings. Also, focusing on known drivers of higher expected returns can increase the potential for long-term success.
Are Solar-Powered Batteries the Answer to Power Outages?
Submitted by Desmond Wealth Management, Inc. on November 9th, 2019Over the past few years, several wildfires have been blamed on power lines downed during periods of low humidity and gusty winds, which typically occur in the fall. The 2018 Camp fire, sparked by downed power lines, was the deadliest in California history, claiming 85 lives and causing more than an estimated $16 billion in damages.
What is an Investment Policy Statement (IPS)?
Submitted by Desmond Wealth Management, Inc. on November 9th, 2019An Investment policy statement (IPS) is a statement that is a road map for you and your advisor in structuring your investments according to your goals. It spells out your investment goals and objectives, outlines the asset allocation targets, and the specific types of securities to be used with the expected risk/return profile of your portfolio.