Emergency Fund

Whether you’re saving, investing, spending, bequeathing or receiving wealth, there’s scarcely a move you can make without considering how taxes might influence the outcome. No wonder people get nervous when there’s lots of talk about higher taxes, but little certainty on what may come of it, and who it might affect. 

An emergency fund is an essential element in every person’s financial health. Even seemingly wealthy people with high incomes can be living paycheck to paycheck with almost no ability to absorb unexpected expenses.