Investment Consulting Process
The focus of investing should be to achieving your goals. Our structured investment approach was developed to minimize your worry and enhance your income, growth and tax treatment through implementation of long-term strategic investment portfolio management.
Independence and Fiduciary Standard
We are completely focused on you and your best interests. As an independent, fee-only Registered Investment Advisor we receive our compensation solely from you. We do not sell any insurance or investment products. Nor do we receive any commissions or accept any referral fees.
Preparation of Investment Policy Statement
We enjoy getting to know you and sharing our knowledge and expertise. We make specific recommendations for how to invest your funds giving thoughtful consideration to your short and long term goals, risk tolerance and constraints, current investment capital, inflation, the income tax impact of your choices, and your cash flow needs.
We want what is best for you. We are here for you as a trusted advisor to be a sounding board, to guide, to educate and to fine-tune your financial plan as life events occur and/or new goals arise.
We strive to keep you focused. Fear, greed, indifference, impatience, poor discipline, and lack of information are investor’s worst enemies. Let us protect the investment plan you have adopted so you can focus on the more important things in life.
Global Asset Allocation is Key
Investment performance is determined largely by your portfolio’s asset allocation. We will develop your custom investment portfolio based on Nobel Prize principles and peer-reviewed academic evidence, to deliver the highest potential return per level of risk taken. The focal point of our philosophy is long-term, disciplined, globally-diversified portfolio construction. See Our Investment Philosophy.
Custody at Fidelity Institutional
As our client, we will open your brokerage account with Fidelity Institutional Investments, one of the world’s largest investment management companies with a long-lived tradition of excellence.