Fee Structure – Our Value to You
Our fee schedule is straightforward. We bring the most value to our clients by combining our three primary services—Investment Management, Financial Planning, and Tax Management. We recognize that we must earn your business (and your fees) every day and we strive to deliver actionable advice worth far more than its cost.
Investment Management
Investment Management fees are calculated as a tiered annual percentage of the assets we manage on your behalf. Fees, paid quarterly, are set at an annualized rate:
- 1.25% per annum for the first $1 million
- 1.00% per annum for amounts greater than $1 million up to $3 million
- 0.75% per annum for amounts greater than $3 million up to $5 million
- 0.50% per annum for amounts greater than $5 million up to $10 million
Greater than $10 million customized rate
Financial Planning
Qualified Wealth Management clients, maintain $2,000,000 or more in assets under management or pay a minimum of $5,000 per quarter in Advisor fees. The initial and ongoing financial planning fee is covered by the Investment Management fee for Qualified Wealth Management clients.
If assets under management fall below the minimum Ongoing Financial Planning Services fees are calculated on an hourly basis.
Tax Management
Our combined experience in accounting, financial planning, and investing – along with our perspective as business owners and corporate executives – help us enhance your client experience by folding in tax planning as an integral component – never an afterthought.
Tax Planning and Implementation of tax-savvy financial and investment strategies are incorporated into the assets under management fees for our Qualified Wealth Management clients. Tax preparation services are available and charged separately through our affiliated Desmond Consulting Group accounting firm or your own accounting relationship.