Skip to main content

  • Home
  • About 
    • An Integrated Solution
    • Our Team
    • Referrals
  • Our Services 
    • What We Do
    • Investment Consulting
    • Advanced Planning
    • Tax Management
    • Investment Philosophy
    • Advance Planning Philosophy
    • Fee Structure – Our Value to You
  • Resources 
    • WealthMatters Blog
    • Market Reports
    • Videos
    • Recommended Reading
  • Client Login
  • Contact

Covid-Notifications

We Are Here for You: Desmond Wealth Management Response to COVID-19   Read More

    You are here

  1. Home
  2. Financial Planning

Financial Planning

Tax Planning in Turbulent Times Part 1: The Tools of the Tax-Planning Trade

Submitted by Desmond Wealth Management, Inc. on October 16th, 2021

Whether you’re saving, investing, spending, bequeathing or receiving wealth, there’s scarcely a move you can make without considering how taxes might influence the outcome. No wonder people get nervous when there’s lots of talk about higher taxes, but little certainty on what may come of it, and who it might affect. 

Tags:
  • 401(k)
  • 529 Plans
  • DAF (Donor-Advised Fund)
  • Emergency Fund
  • Estate Planning
  • Financial Planning
  • HSA (Healthcare Savings Account)
  • Retirement
  • Roth IRA
  • Tax Planning
  • Traditional IRA
  • Read more

Is Inflation Haunting Your Financial Dreams? Part 2: What We Can Do About It

Submitted by Desmond Wealth Management, Inc. on September 15th, 2021

In our last piece, we covered the recent uptick in inflation, and what to make of it in a historical context. For investors, it’s important to take a step back and look at the big picture before acting on breaking news, but what if inflation does get out of hand, and stays that way for a while? 

Tags:
  • Financial Planning
  • Inflation
  • investment
  • Portfolio goals
  • Retirement
  • Read more

The Building Blocks of a Retirement Tier

Submitted by Desmond Wealth Management, Inc. on September 7th, 2021

When employees think about what it means to have enough money to retire, more than likely they are unsure how to translate their lifetime savings into income. For their entire working life, these employees receive regular paychecks; from this income, they generally construct a budget to cover their basic expenses.

Tags:
  • Financial Planning
  • Retirement
  • Read more

Smart Ways to Seal 401(k) Leaks

Submitted by Desmond Wealth Management, Inc. on May 23rd, 2021

What job does your 401(k) perform? Why do workers "hire" your 401(k)? Why does the "customer" sign up for your 401(k)? Remember, 70% of workers live paycheck to paycheck,1 so why would they allocate precious take-home pay to your plan? 

Tags:
  • 401(k)
  • Financial Planning
  • investment
  • Retirement
  • Read more

COVID-19 Relief Bill Addresses Key PPP Issues

Submitted by Desmond Wealth Management, Inc. on January 7th, 2021

By Jeff Drew at Journal of Accountancy
Updated: December 27, 2020

President Donald Trump on Sunday night signed into law the $900 billion COVID-19 relief bill passed Dec. 21 by Congress.

Key provisions in the bill include:

Tags:
  • COVID-19
  • Financial Planning
  • Paycheck Protection Program
  • Read more

Tax Law Changes Allow Year-End Charitable Planning Opportunities

Submitted by Desmond Wealth Management, Inc. on November 13th, 2020

As the end of the tax year approaches, it is worth spending a few minutes reviewing some of the changes that have been made in the tax laws surrounding donations to charities. In some cases, this guide will serve as a refresher regarding revisions made over the last few years, while in other cases there have been COVID-related changes that you may not be aware of.

Tags:
  • Charitable Giving
  • Financial Planning
  • tax return
  • Read more

Congress Adds More Uses for College Savings Plans (Sec 529 Plans)

Submitted by Desmond Wealth Management, Inc. on February 20th, 2020

On December 20, 2019, President Trump signed into law the Appropriations Act of 2020, which included a number of tax law changes, including extending certain tax provisions that expired after 2017 or were about to expire, retirement and IRA plan modifications and other changes that will impact a large portion of U.S. taxpayers as a whole.

Tags:
  • Financial Planning
  • tax return
  • Read more

Six Financial Best Practices for 2020

Submitted by Desmond Wealth Management, Inc. on December 11th, 2019

What a year it’s been. Remember December 2018? As The New York Times reported at the time, “Stocks plunged in December [2018], posting their worst monthly loss since the financial crisis and the worst December since 1931 and the Great Depression.”

Tags:
  • Financial Planning
  • Portfolio goals
  • Read more

Investment Management vs. Financial Advice

Submitted by Desmond Wealth Management, Inc. on October 17th, 2016

One of our favorite writers on common sense investing is Ben Carlson. We’ve always enjoyed his blog. This is a recent one that we felt was worth sharing:

There’s never been a better time to be an investor.

Tags:
  • Financial Planning
  • investment
  • Investment Advisor
  • Portfolio goals
  • Read more

Financial Planning - Helping You See the Big Picture

Submitted by Desmond Wealth Management, Inc. on October 3rd, 2016

Do you picture yourself owning a new home, starting a business, or retiring comfortably in the near future? These are a few of the financial goals that may be important to you; however, each comes with a price tag attached.

Tags:
  • Financial Planning
  • Read more

  Let's Grab Coffee

Contact Us

Let’s sit down over a cup of coffee and talk.

Phone: (925) 932-1994
Fax: (925) 940-9500
 

Email: Info@desmondwealth.com 

1850 Mt. Diablo Blvd., Suite 630, Walnut Creek, CA 94596

Get Directions

Subscribe to Our Monthly eNewsletter

* indicates required

View previous campaigns.

 
 

 

  • Sitemap
  • Legal, privacy, copyright and trademark information

© 2022 Desmond Wealth Management, Inc. . All rights reserved.

Website Design For Financial Services Professionals